999 Home Plaza Suite 301, Waterloo, Iowa 50701

319.239.7182

USA Mortgage - Iowa

Higdonhomeloans.com

image33

USA Mortgage - The Cedar Valley's #1 Local Lender!

 “I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client’s individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. With 8 years experience in the mortgage industry, I specialize in everything mortgage! Here at USA Mortgage we offer the best First Time Home Buyer Programs in the market, along with Construction Loans, Renovation Loans, 100% Financing, and we Offer ALL Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. Not to mention we are the top market specialists for VA, USDA, and FHA. Our Refinance options are endless as well regardless if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have you covered! 

 Here at USA Mortgage we want you to be our client for life...and we treat you accordingly. We strive to build lasting relationships that enable each and every person relying on us for their financing needs the opportunity to achieve the American dream. We know that the purchase of a home is a large investment - both financially and emotionally - and we know that borrowers have many options. Our clients choose us because we keep rates low and fees to a minimum; provide speedy pre-approvals; present a diverse array of loan solutions to fit individual needs; and ensure smooth, problem-free closings. We feel that our relationship should not end at the closing table, as is the case with most lenders; but it should continue over time through future follow-up calls, emails, and letters about topics including market updates and refinancing opportunities. 

John Higdon - Sales Manager/Owner

image34

Cell 319-239-7182

jhigdon@usa-mortgage.com

NMLS #929683


Also find me on: Zillow or Facebook

The john higdon mortgage team

Loan Assistant

                   

Grant Stevens​


319-486-1693

 

gstevens@usa-mortgage.com

          


Loan Coordinator

     

Andrea Cafaro​

     

319-274-6669


acafaro@usa-mortgage.com

Processor

     

Dacia Osmundson​ 

    

319-486-1697

 

 dosmundson@usa-mortgage.com