why choose gershman for your residential mortgage?

Our Outlook

The Gershman philosophy is based on the belief that when homebuyers are better informed, they can reduce debt, gain financial flexibility, and live their lives with far less stress and worry. It’s all about making a plan that affords you greater freedom—our goal is to help you do that through smart decisions about your finances, debt, credit rating and mortgage.

At Gershman, small is beautiful— we provide hands-on, custom service in a way that most big firms can’t. We don’t just “do” mortgages; we explain complex rules and regulations, help you complete paperwork, and keep you fully updated during the mortgage application process. In short, we provide the tools you need to chart your own best financial course on the path to home ownership.

Our Approach

“An investment in knowledge pays the best interest.”
— Benjamin Franklin

For most people, buying a home is the biggest investment they’ll ever make. Your Gershman mortgage will be processed quickly— usually within 30 days—but we know the impact of our service will last a lifetime.

There’s a reason that our motto is: Get Educated, Not Sold! Our passion is helping clients achieve their dreams and goals, and we do it by providing not just mortgage advice, but also services like free budget, cash flow and debt reduction planning. Our strategy is to educate clients so that they can make their own best financial decisions.

You wouldn’t let a car salesman pick out a car for you without selecting your own options. Why should choosing a mortgage be any different?

At Gershman, we know that our own best path to success is through the repeat business and word-of-mouth referrals from customers who’ve experienced our personalized service, expertise, integrity and enthusiasm firsthand. We don’t want clients to become just “satisfied customers.” We want to turn them into lifelong fans!


 Gershman Mortgage has been helping families find financing for their homes for over 60 years. We are independently owned and operated with offices in six states.  You can walk into a Gershman Mortgage office and talk to a residential mortgage representative that is experienced and rooted in the community.  Gershman Mortgage is also one of the only independently owned mortgage companies nationwide offering residential mortgage, multifamily apartment and healthcare facility financing. We are strongly capitalized and run by a senior management team that has a hands-on approach with direct involvement in day-to-day operations. 


New regulations to mortgage lending mandated by the federal government have changed the residential mortgage process.  Gershman Mortgage and our team of loan officers have the knowledge and experience that you can trust to keep your loan process on track from start to finish. Our long history comes from our dedication to customer service.  Great service leads to repeat customers, as well as customers who will share our name with the next generation of home buyers.  Complete customer satisfaction is the goal for every loan we make.

It’s important to know that not all lenders are approved to offer government-backed loans, which are designed to provide qualified home buyers an even better offer on a mortgage.  Gershman Mortgage was one of the first lenders to be approved to offer government backed loan programs.

Unmatched Service

 Gershman Mortgage is passionate and committed to customer service.  It is the backbone of our company. We build relationships and enjoy sixty years of repeat customers spanning three generations. Since our employees live, work, and play in the community in which we lend, Gershman Mortgage has a culture of treating its customers like neighbors. Our experienced staff will work with you to determine which of our many financing programs best fits your needs.  We take the time to ask the right questions and listen to what you want in order to find the loan product that offers, you the most financial benefits over the course of the residential mortgage loans. 


 Being a nationally recognized residential mortgage lender with offices in six states, we can reach more communities.   We’re one company with a long history of customer satisfaction that is licensed to offer conventional and government backed loans.  Find an office near you and let us help you with financing for your new home, or to help you refinance your existing one.  We have offices in Chesterfield, Kirkwood, Clayton, St. Peters, South St. Louis City, Branson, Springfield and Sedalia MO;  Chicago, and O’Fallon, IL; Des Moines, West Des Moines, Ankeny and Cedar Falls, IA; Denver, CO; Tampa, FL and Oklahoma City, OK