Your Go To for Mortgage lending!


Get Educated, Get Approved!

 At USA Mortgage our goal is to help you make the very best decisions during your mortgage experience. Check out our great resource library for practical information on mortgages, available loan programs, credit scores (and tips on improving yours!) It’s got everything you’ll need to know to ensure a smooth, stress-free closing.  


How Much House Can I Afford?

 First, you’ll need a list of your total monthly income and itemized expenses. Then, no need for guessing: Click on our quick, easy-to-use calculator to find a mortgage payment that’s right for your budget. mortgage rate, Zillow calculator mortgage.

Take a quick 60 second quiz to see what programs you qualify for~

60 Second Quiz


Get Moving

Now that you’re fully-informed and well-prepared, it’s time to take the next exciting step: Get pre-approved!  

Call us today at 319.239.7182 to complete an application over the phone or fill out our easy online application below!


USA Mortgage - Iowa

We would love to hear from you!

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Your #1 Local Mortgage Professional!

John Higdon - USA Mortgage

999 Home Plaza, Suite 301, Waterloo, Iowa 50701, United States



We are always working and try to be available when you need us, but that doesn't mean we are always in the office! Please make sure to call, text, or email prior to office visits to make sure we are not attending a closing or in a meeting. 

Privacy Policy


Company NMLS #227262. Not a commitment to lend. Additional terms and conditions may apply. DAS Acquisition Company, LLC dba USA Mortgage is not affiliated with or endorsed by the HUD, FHA, VA, the government of the United States, or any federal, state or local government agency. Corporate address: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141. Telephone: (314) 628-2000, Toll Free: (888) 250-6522. For complete license information:

          STATE  LICENSES:            Iowa #26048              Florida #LO64821             Wisconsin #929683

Equal Housing Opportunity